Should I report this to some agency? [View all]

Assuming there are any staff members left at whatever the appropriate agency is?

I received a letter in snail mail today with no return address other than "Home Warranty Department." In bold at the top of the letter (and showing through the address window of the envelope) was FINAL NOTICE.

Buried in among "IMMEDIATELY" AND "FINAL ATTEMPT" and "EXTREMELY URGENT & TIME SENSITIVE" were these paragraphs.

"This is to inform you that the property's home warranty, at , secured by CAMBRIDGE SVGS BK, may be expiring or may have already expired.

Our records indicate that you HAVE NOT CONTACTED us yet to get your Home Warranty up to date."

Language at the bottom suggests they may be trying to sell A/C equipment or fridge or furnace.

I don't know what a home warranty is. We have no home mortgage, with Cambridge Savings or any other bank.

This may not be technical fraud, but it sure is moral fraud. Can I take some sort of action?