Seniors
In reply to the discussion: Just canceled AARP membership [View all]JohnSJ
(98,883 posts)that accepts Medicare.
They stopped offering Medigap F around 2020, and G was the replacement with more out of pocket deductibles.
Current Premiums depend on age, and my current premium is about 283/month/person. Doesn't include dental or eyeglasses.
I am not going to cancel AARP. I am not unhappy with the coverage I am getting from UHC, but it isn't an Advantage Plan.
As far as why isn't AARP advertising against possible cuts to Medicare and Social Security, I have seen the television ads, online campaigns, and solicitations where to write Congress opposing any cuts.
From my perspective I don't have any problem with AARP and UHC, but I can understand if some people do.
That being said, most every insurance company tries to persuade their customers to to go with a medicare advantage plan if they are on medicare. Aetna, Cigna, Humana, etc.
If you are only paying 125/month for a supplemental F or G medigap plan, that is a good rate, but even at that rate, for people who are living on just social security, and who took their social security benefit at 62.5, 125/month might still be too expensive even for them, adding food and boarding costs, which is why many still need Medicare Advantage plans, because they cannot even afford the 125/month, and having some coverage is better than nothing.
This is why the whole system needs to be revamped, but that isn't going to happen anytime soon, if ever.
Medicaid income limits need to be increased, some sort of Medicare for all incorporated because it needs more healthy than non-healthy people in the pool to keep the premiums down, etc.
None of this is going to happen though. Too many special interests involved.
Edit history
Recommendations
0 members have recommended this reply (displayed in chronological order):