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Personal Finance and Investing

Shellback Squid

(9,783 posts)

1. The dealership may not allow it but they will probably charge you 2% or 3% to use your CC as they are

Reply to multigraincracker (Original post)

Wed Nov 5, 2025, 10:32 AM

Nov 5

charged that by the CC company, a debit card will probably work but you get no cash back from your CC company

I worked at dealerships for the last 15 years and 2 years ago we started the CC charges for all car purchases and the service center
clients would use their CC for money down, we didn't charge for debit cards and rarely people use checks anymore

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Looking for a new or newer car to purchase. [View all] multigraincracker Nov 5 OP

The dealership may not allow it but they will probably charge you 2% or 3% to use your CC as they are Shellback Squid Nov 5 #1

Thank you. Back to plan B. multigraincracker Nov 5 #2

That would be, I go to the bank and bring back a certified check. multigraincracker Nov 5 #4

If I write the check from my Money Market Check multigraincracker Nov 5 #6

I've used a card and a personal check Historic NY Nov 5 #3

Thanks, I can ask the dealer. multigraincracker Nov 5 #5

I wouldn't suggest buying a new anything. SheltieLover Nov 5 #7

Either a Toyota or Honda. New they have the multigraincracker Nov 5 #8

I tried that, I think there was limit of a couple hundred dollars. nt doc03 Nov 5 #9

Talk up your strengths - cash. bucolic_frolic Nov 5 #10

Just what I wanted to know. multigraincracker Nov 5 #11

I sat in on a few deals in my life, and read a book almost 40 years ago. bucolic_frolic Nov 5 #12

I remember buying the last few days of the month. multigraincracker Nov 5 #13