Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Personal Finance and Investing

multigraincracker

(36,711 posts) Wed Nov 5, 2025, 10:27 AM Nov 5

Looking for a new or newer car to purchase. [View all]

Plan to pay cash, but have a question.
If I purchase from a dealer, can I pay a portion with a credit card?
I’d like to pay about $24k with my card. I get 2% back on card purchases. So, that could save me about $480.
I go to the bank weekly and pay off any balance I have.
Do you think the car dealer would except a partial payment with a card and would that still a bargaining chip as a cash purchase?

13 replies

= new reply since forum marked as read

Highlight:

Looking for a new or newer car to purchase. [View all] multigraincracker Nov 5 OP

The dealership may not allow it but they will probably charge you 2% or 3% to use your CC as they are Shellback Squid Nov 5 #1

Thank you. Back to plan B. multigraincracker Nov 5 #2

That would be, I go to the bank and bring back a certified check. multigraincracker Nov 5 #4

If I write the check from my Money Market Check multigraincracker Nov 5 #6

I've used a card and a personal check Historic NY Nov 5 #3

Thanks, I can ask the dealer. multigraincracker Nov 5 #5

I wouldn't suggest buying a new anything. SheltieLover Nov 5 #7

Either a Toyota or Honda. New they have the multigraincracker Nov 5 #8

I tried that, I think there was limit of a couple hundred dollars. nt doc03 Nov 5 #9

Talk up your strengths - cash. bucolic_frolic Nov 5 #10

Just what I wanted to know. multigraincracker Nov 5 #11

I sat in on a few deals in my life, and read a book almost 40 years ago. bucolic_frolic Nov 5 #12

I remember buying the last few days of the month. multigraincracker Nov 5 #13