Personal Finance and Investing

I think buy and hold is the best strategy for most people, especially younger people. Trying to time the market is difficult and takes time, sometimes you get it right, sometimes you do not. Not sure when the next big leg down might appear, some say early 2030's, with bumps along the way.

Bottom line we are all in different situations and phases and of life and maybe more resilient to ride out a downturn, we all need to be comfortable and aware. Some are very good with Elliott Wave Theory, harmonic patterns, fibs etc. lots of different technical analysis theories.