Personal Finance and Investing

upfront. Usually they charge me a few dollars more that Medicare pays. If it's just a couple of bucks I don't bother saying anything after the fact. However, I much prefer the providers that wait until Medicare pays and then bill you.

If you have a chronic condition where you have do go regually the "few dollars more" can add up over time, especially if you are being actively treated (weekly) for a condition. In my case I keep up with it on a spreadsheet and once it accumulates over a few months I send it to the billing group of that org and they give me credit.

Our healthcare in America is a clusterfuck. They intentionally make the billing complicated in order to deceive (my opinion). If we could go to a NHS system (single payer) all of this mess would go away but then they would more than likely take a cut in pay and so the AMA and other medical PACs have lobbied against it forever.