Personal Finance and Investing

progree

(12,038 posts)

5. I had to take a peek at the treasury bill / bond yields ...

Wed Dec 27, 2017, 09:51 PM

Dec 2017

https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield

Sorry I can't answer your question. But "they" say (the conventional wisdom) it's the safest investment with a guaranteed (or at least stated) return in the world. I don't know what would be safer that provides some kind of return.

And since you own the bills, you don't have to worry about interest rate rises causing their prices to fall, since you are presumably holding on to them until maturity. (Unlike bond mutual funds, which never mature, except for a few called "defined maturity" closed end ones that I've read bad things about).

And since they are short term, your not missing out much on "opportunity costs" at least as far as other fixed income investments.

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Question about T-Bills [View all] pangaia Dec 2017 OP

they are safe unless these assholes start defaulting on US debt. lapfog_1 Dec 2017 #1

THAT and something like it is my concern... pangaia Dec 2017 #2

Not an investment adviser, but if T-Bills or other treasury securities go south, we are all screwed. Hoyt Dec 2017 #3

Thanks Hoyt, pangaia Dec 2017 #4

I'm still working, but as soon as I sell my house and down-size (from something that wasn't that big Hoyt Dec 2017 #6

I had to take a peek at the treasury bill / bond yields ... progree Dec 2017 #5

Thanks progree.. pangaia Dec 2017 #7

One other things come to mind -- the bonds of a sane developed country progree Dec 2017 #8

I never thought of foreign markets.. I'll do a little research thanks.. pangaia Dec 2017 #9

Fidelity has 88 different international bond funds A HERETIC I AM Dec 2017 #15

I was in PONDX for the last few years, not international but... pangaia Dec 2017 #17

Bond fund prices usually do not fluctuate all that much. A HERETIC I AM Dec 2017 #19

Thank you... pangaia Dec 2017 #20

Safe, but horrible rate of return Kilgore Dec 2017 #10

You know that you don't get that 1.48% for the 6 months, right? A HERETIC I AM Dec 2017 #12

Right. But safe is what I need. I can not lose it. pangaia Dec 2017 #13

You don't have anything to worry about. A HERETIC I AM Dec 2017 #11

Thanks Heretic. pangaia Dec 2017 #14

My pleasure. A HERETIC I AM Dec 2017 #16

And the wind off your port quarter.... pangaia Dec 2017 #18

It's a question that touches several areas bucolic_frolic Jan 2018 #21