Men's Group

it's a little more complicated with health insurance, simply because while only one house in "x" will have a fire, pretty much everyone will be sick at some point.

And, with other insurances, higher risks can be declined, or thrown into an expensive pool. Underwriting to "pre-existing conditions" with health care and essentially cutting loose the sick, is considered to be against public policy. Or should be.

The real problem we have, which is not addressed by any of the suggestions made here or in Washington, is fee for service. Doctors wandering into a hospital room and dropping off a "consultation" bill for 500 bucks, charging for meds by the pill, duplicating overpriced tests...

And that won't be easy to fix.