Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Latest Breaking News

Intractable

(2,647 posts)

8. In its current form, the ACA is a very expensive program that mainlines money to insurance companies.

Reply to riversedge (Original post)

Wed Jul 8, 2026, 08:56 AM

Wednesday

The ACA solidifies the hold insurance companies have over our healthcare. (It would have been much better with a public option.)

I have an ACA plan. It's fairly good for me, but expensive to administrate.

The total monthly premium for my middle-of-the-road "silver" plan for one person is about $1500.

I pay about $180 for the premium. The ACA pays more than $1300.

On top of that, for me, there are ample deductibles and co-pays. The prescription plan is so bad, I buy my scripts without it at costplusdrugs.com.

There's got to be a better way -- one that actually lowers the cost of providing medical care. The way it all works now, we need the ACA to help pay for our premiums. But, it's just throwing money at the problem.

Edit history

Please sign in to view edit histories.

Recommendations

5 members have recommended this reply (displayed in chronological order):

Bayard Smilo flamingdem LittleGirl wolfie001

26 replies

= new reply since forum marked as read

Highlight:

Affordable Care Act Insurers Want More Premium Increases as Enrollment Sags [View all] riversedge Wednesday OP

Of course they do,not a surprise. Keep gutting the ACA slowly and it will DIE Bengus81 Wednesday #1

rs have been gutting things slowly for years and hope they die AllaN01Bear Wednesday #18

Yes, well that makes sense. Biophilic Wednesday #2

Why do they even call it insurance? It is just robbery without a mask. twodogsbarking Wednesday #3

Look, it costs a lot of money to plaster their names on stadiums and flvegan Wednesday #4

Gee no one saw this coming. mdbl Wednesday #5

The expiration date of the temporary additional covid era subsidies was written into it when it was passed in 2021. MichMan Wednesday #13

True but . . . RedArkGuy Wednesday #25

Um... lonely bird Wednesday #6

As premiums rise, healthier people tend to drop their coverage, leaving the insurance pool sicker on average progree Wednesday #7

And then the "healthy people" make that one trip to the ER wolfie001 Wednesday #24

In its current form, the ACA is a very expensive program that mainlines money to insurance companies. Intractable Wednesday #8

"I pay about $180 for the premium. The ACA pays more than $1300" MichMan Wednesday #19

Should I feel guilty? Intractable Wednesday #20

Hell no!!! wolfie001 Wednesday #23

But, it is called the "Affordable" Care Act MichMan Wednesday #9

We are the ONLY country with private health insurance RainCaster Wednesday #10

We are not the only country with private health insurance. ihaveaquestion Wednesday #11

My retirement job (age 65 to 73) was at a call center rhiannon55 Wednesday #12

Cut out the bookies. Universal Medicare for all. Max out the risk pool. Marcuse Wednesday #14

Thereby defeating the entire point of the AFFORDABLE Care Act. It never should have thrown a lifeline to private Karasu Wednesday #15

It's already dead in Montana. MontanaMama Wednesday #16

In Victorian Britain, at least there were homes for the poor wolfie001 Wednesday #22

Think of the shareholders and nothing else, except top management compensation. Meeting adjourned. twodogsbarking Wednesday #17

Healthcare Execs need more yachts and 4th and 5th homes wolfie001 Wednesday #21

Are they so blind that they did not know how much revenue they were going to lose? phxjurist Yesterday #26