Affordable Care Act Insurers Want More Premium Increases as Enrollment Sags [View all]
Source: KFF
By Rachel Spears July 8, 2026
For the second year in a row, many Affordable Care Act insurers are proposing double-digit premium increases, driven by rising medical costs as well as policy changes by Congress and the Trump administration.
In preliminary filings with state regulators, insurers are seeking a median rate increase of 14% for 2027, according to an analysis of filings in 16 states and the District of Columbia by the Peterson-KFF Health System Tracker.
If those rates are ultimately approved, it would be the second-highest increase since 2018.
That would be a “triple whammy“ for consumers, said Cynthia Cox, a senior vice president and the director of the Program on the ACA at KFF, because they have already had to pay higher premiums in 2026 and saw the expiration of more generous tax credits to offset their premiums at the end of last year.
President Joe Biden sought to bolster the program known as Obamacare by enacting more generous tax subsidies, driving down out-of-pocket costs for consumers and increasing enrollment to more than 20 million Americans. But under President Donald Trump, Republicans have sought to scale back taxpayer support for ACA coverage, allowing the Biden-era enhanced subsidies to expire.
As of February, ACA enrollment had fallen by about 3 million people compared with the same time last year. ...................
Read more: https://kffhealthnews.org/insurance/priced-out-obamacare-affordable-care-act-aca-premium-increases-peterson-kff/?utm_source=firefox-newtab-en-us
Priced Out
— (@oceancalm.bsky.social) 2026-07-08T11:06:10.979Z
Affordable Care Act Insurers Want More Premium Increases as Enrollment Sags 🤑
By Rachel Spears July 8, 2026
kffhealthnews.org/insurance/pr...
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