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I'm in NY and the rest are in Florida. I know we accumulate Sam's cash on purchases. We save it for holiday get togethers and to pay the membership. The Florida Sam's have a lot more stuff than up north including liquor.

I only buy stuff that I use regularly paper goods, irish butter, bottled water, detergents, some frozen items. Most of the stuff is cheaper than my regular grocer. My reg. grocery does discount and it important to have their app or the customer card. Items get discounted at the register automatically.

Sams is some what cheaper then their non wholesale store Walmart.

Amazon pays you back if you have their credit card. It usually has a set limit of 500. The game there is subscription services for products you use. I have coffee pods, stevia, gum, razor blades, and a variety of regular use item its set which you can change delivery for from one month forward to 3,4 6, months and can stop at any time.

A pack of gun Orbit in the supermarket is over $3.00 they have 12 pack for 14.00. A box of 100 Stevia pack is 5.63, grocer 12.00 and walmart 12.61.

So it comes down to figuring out what you use regularly to stock up on every couple of month to extend you shopping dollar .