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The crash of 2008? I had relatives freaking out. They were heavily invested, and lost a lot. I really felt for them. At the same time I sat there feeling perfectly calm myself. Truly, 'nothing left to lose.'

I have never been a money person. That's never been my goal in life. I want a simple life, filled with the things that really matter. I live well below my means, comfortably, because I know what to do.

I suggested to one of my cousins, one who had just lost quite a bit in the market, that all he had to do was change his lifestyle. 'Live within his means.' The look on his face suggested that I had asked him to cut his head off.

He could not comprehend settling for less than the 'very expensive lifestyle he had grown accustomed to.' He said that out loud. Had to hide the reaction on my face. I will never understand people who think having a lot of stuff is an important goal in life. And, the most expensive stuff no doubt.

Can't take it with you when you die.