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Sunlei

(22,651 posts)

28. search "payday loan", they scam people online- 4,710,000 results, people don't have to walk in.

Thu Jun 2, 2016, 11:03 AM

Jun 2016

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Highlight:

Payday Borrowing’s Debt Spiral to Be Curtailed [View all] TexasTowelie Jun 2016 OP

DNC Chair Joins GOP Attack On Elizabeth Warren’s Agency Omaha Steve Jun 2016 #1

Is DWS in exit strategy mode, helping out new friends? Babel_17 Jun 2016 #31

Good news. truthisfreedom Jun 2016 #2

Why hasn't Clinton demanded Debbie step down after DWS tried to gut this bill? Android3.14 Jun 2016 #3

Plus won! Enthusiast Jun 2016 #14

Hear, hear! ananda Jun 2016 #19

Can't agree with you enough Stryst Jun 2016 #29

Dirty little secret. Fuddnik Jun 2016 #4

Another set of dirty little secrets. TexasTowelie Jun 2016 #7

Thanks for sharing this. I had no idea it's the gift that just keeps on giving. /nt trudyco Jun 2016 #34

They need to shut the SOBs down in ALL states ReRe Jun 2016 #5

There is an excellent proposal for the post office Warren Stupidity Jun 2016 #8

You're kidding me. ReRe Jun 2016 #9

yes, I remember Mrs. Warren and was it Obama? mentioned post office banks..but I think Congress Sunlei Jun 2016 #15

I've seen neither endorsement for nor against postal banking by Clinton. LanternWaste Jun 2016 #37

K & R. Thanks for posting. Surya Gayatri Jun 2016 #6

To say that these rules... sendero Jun 2016 #10

I'll believe it when I see it indivisibleman Jun 2016 #11

That's because the people that use payday loans on a frequent basis TexasTowelie Jun 2016 #13

It works more like this: indivisibleman Jun 2016 #41

In that case TexasTowelie Jun 2016 #42

True indivisibleman Jun 2016 #45

Payday loans aren’t the problem. The problem is poverty. jtuck004 Jun 2016 #12

Preying on the poor is one thing that helps make people poor Kelvin Mace Jun 2016 #17

great graphic! thanks jtuck /nt trudyco Jun 2016 #35

lend interest rate should be capped at whatever rate people with savings accounts receive. Sunlei Jun 2016 #16

All interest rates should be capped at 18% Kelvin Mace Jun 2016 #18

good point. Even 18% is a fabulous profit, especially on 'front loaded' loans- loan sharks use. Sunlei Jun 2016 #20

If that were the case the businesses would not exist TexasTowelie Jun 2016 #22

Then a "loan shark" becomes a pawn shop again. Sunlei Jun 2016 #23

So, triple digit ruinous usury Kelvin Mace Jun 2016 #24

I never said that interest rates that high were fine because the rates are predatory TexasTowelie Jun 2016 #30

That isn't possible TexasTowelie Jun 2016 #21

at 9% a front loaded loan is a fabulous profit for a loan shark. Banks 'take' 2% off the top of Sunlei Jun 2016 #25

Perhaps you need to bank with someone else besides Chase bank then? TexasTowelie Jun 2016 #32

I don't want to carry cash either. You're lucky to be close to a bank and have a 'safe' ATM. Sunlei Jun 2016 #33

Why not use a credit union? There are still a lot of those. trudyco Jun 2016 #36

DWS is having a sad today. Baitball Blogger Jun 2016 #26

Just making more hoops for the employees to jump through to verify a borrowers financial situation brewens Jun 2016 #27

search "payday loan", they scam people online- 4,710,000 results, people don't have to walk in. Sunlei Jun 2016 #28

I agree with some here trudyco Jun 2016 #38

Why not create competition and run them out of business? MichMan Jun 2016 #39

I'd like to see some flat-rate Islamic-style banking but you know the person who... Shandris Jun 2016 #40

How about telephone solicitation? bonemachine Jun 2016 #43

I've been receiving those phone calls also, TexasTowelie Jun 2016 #44