General Discussion

Last edited Sun Jul 5, 2026, 08:15 AM - Edit history (1)

1. Inherit money

2. Win the lottery

3. Steal money

4. Create goods or services that other people will buy

You don't have to work hard for 1 and 2. However, you do have to work hard for 3 and 4. Not only do you have to work hard but you have to work smart.

History is full of examples of all four categories losing money because of stupidity.

I had a good career and have a very comfortable retirement. However, I am not what most people would call rich. A colleague of mine, who did the same job as me, was smarter. He did something with investments that I was too dumb to do. He is now rich.

Another friend of mine worked harder. While I sat on my butt on the weekends he was out renovating houses. He now has a lot more money than I have. A result of his hard work.