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Bettie

(19,833 posts)

13. It is actually my insurance company

Reply to Ocelot II (Reply #10)

Thu May 7, 2026, 01:21 PM

Thursday

and my son is under our policy. Everyone who lives in our house is listed on all of the vehicles (and it isn't cheap), we have comprehensive coverage to ensure that if we need it, it's there. Both health and auto paid without a fuss at all, except that I had to get the auto insurance to send a form to the health insurance. It all went much more smoothly than I thought it would...which is why this flummoxed me.

Ah well, he's sending me a letter saying I declined to pursue the pain and suffering thing.

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Highlight:

"Am I an idiot" question....regarding auto accident and insurance [View all] Bettie Thursday OP

They're looking for a subrogation claim to get some of *their* money back. Ocelot II Thursday #1

Well, they should be honest about that Bettie Thursday #2

That only makes sense if parent and son are insured by different companies. Ms. Toad Thursday #6

Or the insurance the OP is referring to isn't the car insurance but the health insurer's agent, Ocelot II Thursday #10

It is actually my insurance company Bettie Thursday #13

That is odd, then. Ocelot II Thursday #14

Health insurance doesn't normally apply to pain and suffering. Ms. Toad Thursday #15

True. Without knowing more it's a impossible to say what was going on here. Ocelot II Thursday #16

Agreed. It doesn't make sense on the face of it. n/t Ms. Toad Thursday #17

An UBER driver took me home Submariner Thursday #3

Exactly what I was thinking Bettie Thursday #4

Your 17 year old has their own auto insurance/liability policy, rather flvegan Thursday #5

Nope....he's on our policy Bettie Thursday #7

Suing a 17 year old dependent, living at the residence, on the same policy flvegan Thursday #11

Something trump would do. The spread of crazy evil. off-the-clock Thursday #12

I keep the pain and suffering in my back pocket, in case I need it as leverage. Ms. Toad Thursday #8

Isn't it weird how they are so insistent on weird stuff? Bettie Thursday #9

Yup. Ms. Toad Thursday #18