General Discussion

Pieces of the puzzle are being viewed instead of the "bigger" picture.

I'm married with two kids. From my pay alone that 6.2 payroll tax is going to eat about $2170 yearly.

Now, let's look at the fact that my employer only has to provide "affordable" health care to me. Not my children or spouse. They just went to only offering HDHP (High Deductible Health Plans). I've got a family deductible of $4000 for anything other than annual checkups and vaccinations. Child gets strep throat? Pay that up front...

Because of the above I opened an HSA. I'm contributing to that to save for any health care costs that arise.

I'm almost considering putting my contributions to my 401K on hold. So far, the change isn't helping people like me.

Let's see what the future brings.