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Raftergirl

(1,858 posts)
2. My mom's homeowners just went up $500/month. She is not in a flood zone and on the 5th floor of a
Wed Apr 8, 2026, 06:46 PM
22 hrs ago

six floor condo. Fortunately for her, her condo association has always fully funded their reserves so has not been hit with that mess.

Of course she had minimal damage from a few hurricanes (water came in through her windows one time from sideways rain) but others suffered more - mainly damages terraces. I think that was from the spin up tornados you get with hurricanes.

She also pays somewhere around $350/month for car insurance for one car. I pay $239/month for two cars in NYS. And my homeowners is dirt cheap at $144/month.

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