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Wiz Imp

(9,965 posts)

6. That kind of thing has been going on forever.

Reply to PeaceWave (Original post)

Wed Mar 25, 2026, 07:22 PM

Wednesday

My credit union doesn't currently have any CDs with higer rates with a large minimum deposit. However, they have many different tiers of rates for Money Market Savings.

Description / APY*
Balances of $500.00 to $4,999.99 2.35%
Balances of $5,000.00 to $19,999.99 2.35%
Balances of $20,000.00 to $49,999.99 2.45%
Balances of $50,000.00 to $99,999.99 2.60%
Balances of $100,000.00 and over 2.85%

They also have a lower rate for balances above $500 on Youth Savings Accounts

Description / APY*
Youth Savings (Balances of $.01 to $500.00) 4.00%
Youth Savings (Balances of $500.01 and over) 0.25%

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This message was self-deleted by its author [View all] PeaceWave Wednesday OP

Treasury Direct mahatmakanejeeves Wednesday #1

Treasury Direct is wonderful. Better rates than most banks and you can elect to reinvest every Wonder Why Wednesday #7

I think the banks would have many ways around such a restriction AZJonnie Wednesday #2

This message was self-deleted by its author PeaceWave Wednesday #3

You could try I suppose but this sort of tiered-rate based on deposit amount is pretty entrenched AZJonnie Wednesday #4

This message was self-deleted by its author PeaceWave Wednesday #5

That kind of thing has been going on forever. Wiz Imp Wednesday #6