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Old Crank

(6,938 posts)

13. I believe homeowners

Reply to hamsterjill (Reply #12)

Sat Mar 14, 2026, 02:19 AM

Saturday

Covers losses so that they can recapture the value of the outstanding loan also.

But the housing insurance markets in FL are not sustainable.
That goes for insurance in CA for loses from fire. CA has a state run insurance for earthquake.

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Got my new HO insurance bill. It's $4000. Last [View all] leftyladyfrommo Friday OP

I meant $800 not 8,000. leftyladyfrommo Friday #1

My advice, go back to your agent and ask how to reduce the premium and then shop around with other carriers. surfered Friday #2

Call your agent sarisataka Friday #3

When I left Florida my home insurance was $7000 Ritabert Friday #4

I left So Fla in 2020, 3/2 under 2k sq ft and insurance with citizens was about $3,000. 6 miles from the Atlantic mitch96 Friday #7

We were 9 feet above sea level too. Ritabert Saturday #14

It doesnt do any good. And here isxwhat happened to one elderly woman who called ask leftyladyfrommo Friday #5

self insure SonOfNebanaube Friday #6

How do you self insure when you have a mortgage? hamsterjill Friday #8

If you owe less than a certain percentage of your homes value Old Crank Friday #10

I thought that applied to mortgage insurance ("PMI"); not homeowners insurance. hamsterjill Friday #12

I believe homeowners Old Crank Saturday #13

📌 Article: Does your credit score affect home insurance rates? littlemissmartypants Friday #9

You might want to switch insurance providers. waterwatcher123 Friday #11