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llmart

(17,459 posts)
7. Thank you.
Wed Feb 4, 2026, 05:47 PM
Wednesday

I actually contacted my bank and they told me that there can be no fee on using a debit card BUT what the organization that wanted to charge me a fee was doing was calling it a "third party processing fee" which coincidentally was exactly 3%. She said it is a legal way to get around the ban on charging people for using a debit card.

I still don't understand why they would do that because with a debit card they get paid immediately but with a credit card it takes a day of two or even a personal check, since that has to clear the bank before they get the money.

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