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"I just got my 2026 (health premium) benefits info and I'm floored" [View all]
I just got my 2026 benefits info and I’m floored. : r/HealthInsurance https://www.reddit.com/r/HealthInsurance/comments/1nwtci1/i_just_got_my_2026_benefits_info_and_im_floored/
In 2025 I was paying $593.03/month for a Blue Cross Blue Shield EPO plan (employee + children). For 2026, my company is no longer offering the EPO in my area and the only option is a PPO. That jumps my premium to $898.80/month.
That’s a 51.6% increase (an extra $305/month or $3,669 a year). There’s just no way I can afford that. I can’t keep my two adult kids on my policy anymore.
I’ll probably have to drop down to employee only coverage just to survive financially. It makes me sick that something as basic as health insurance can suddenly become unaffordable like this.
I haven’t been sleeping because of this. I am a cancer patient still in treatment. I can barely pay for my marketplace insurance now. I don’t know how I’ll pay for it if the premium jumps up and the tax credits are axed. I haven’t gotten my renewal notice yet but I know it’s coming and it feels like hands around my windpipe.
I am having to drop my insurance which feels insane given I’m a nurse. I can’t justify paying the monthly premium and never even get the benefit given that the only plan offered has a high deductible. Hard to stomach that those who put this in place with have a good affordable plan my tax dollars pay for (aka congress) and I will be the one caring for them when they are ill yet I’m not able to afford care myself. So much for the American dream, I graduated in 09 and it’s been more of a nightmare seeing it all be such a lie
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