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chowmama

(933 posts)
Wed Nov 12, 2025, 11:47 PM Wednesday

I'm deep in the weeds with Part D and Supplement research

Our current plans with UCare in Minnesota are not offered next year - they're offering no Medicare plans at all. I'm going to miss them; they were great. But I can't find a combo Part D and supplement, so I have to look at 2 separate plans now. I categorically refuse to get an Advantage plan.

I've finally pretty well limited the Part D options, as DH has a lot of meds and I had to go through everyone's formulary. I did have to go on several websites that wouldn't let me have the info without supplying an email and phone #. I only gave one company anything and started getting the hard sell immediately, so I'm now just lying about that.

Now my only steps are to make sure our doctors and nearby hospital are in network and also get any suggestions about whether they recommend any companies I haven't run across yet. So, I'm near the finish line. DH wants to know if ever other senior in America has to do this and is it even fair. I told him 1) Yes and 2) No.

And if anybody has the phone # 612-222-3333, I apologize. I tried for 111-222-3333, but the internet knew that was phony. I'm pretty sure there's no such email as xxx@email.com.

5 replies = new reply since forum marked as read
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I'm deep in the weeds with Part D and Supplement research (Original Post) chowmama Wednesday OP
Call the Council on Aging &/or your local senior center SheltieLover Wednesday #1
Here's the number and website for Minnesota's State Health Insurance Assistance program (SHIP) choie Thursday #2
When I finally signed up for Medicare B last spring dflprincess Thursday #3
Supplements don't have a network Henry203 Thursday #4
I'm re-posting something I'd posted in response to another DU post. Hope it's helpful EverHopeful Thursday #5

SheltieLover

(75,041 posts)
1. Call the Council on Aging &/or your local senior center
Wed Nov 12, 2025, 11:54 PM
Wednesday

They make short work of this bs we have to go through.

choie

(6,402 posts)
2. Here's the number and website for Minnesota's State Health Insurance Assistance program (SHIP)
Thu Nov 13, 2025, 12:05 AM
Thursday
https://www.mdhs.ms.gov/aging/finding-services-for-older-adults/

Call SHIP at (844) 822-4622

They should be able to guide you!

Kim

dflprincess

(29,083 posts)
3. When I finally signed up for Medicare B last spring
Thu Nov 13, 2025, 12:43 AM
Thursday

I went with Blue Cross MN supplement. Not for profit and a huge network. I went with the pricier option so I'd have fewer out of pockets. For Part D I went with a cheap plan I found on the Medicare website. But I only have a couple prescriptions & won't meet the deductible with them.

You could try calling the Minnesota Senior Linkage line. I used an insurance agent a friend recomended.

EverHopeful

(621 posts)
5. I'm re-posting something I'd posted in response to another DU post. Hope it's helpful
Thu Nov 13, 2025, 02:14 AM
Thursday

My plan was not being offered in 2026 so I was able to switch so I contacted the company recommended about 3/4 of the way through this video and they were amazing. Was on the phone with a guy who explained all the options and arranged a callback a few days later to make sure everything worked out.

The company is called Chapter.

https://www.democraticunderground.com/132280784

P. S. My doctor even mentioned the company when I told her I had to change insurers and I told her they were the people who'd helped me choose my new plan.

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