Health premiums could jump 50% for millions if Congress fails to act
Source: Scripps News/AP
Posted 7:40 AM, Sep 13, 2025
There's bipartisan support in Congress for extending tax credits that have made health insurance more affordable for millions of people since the COVID-19pandemic. But the credits are in danger of expiring as Republicans and Democrats clash over how to do it.
Democrats are threatening to vote to shut down the government at the end of the month if Republicans don't extend the subsidies, which were first put in place in 2021 and extended a year later when they controlled Congress and the White House. The tax credits, which are slated to expire at the end of the year, go to low- and middle-income people who purchase health insurance through the Affordable Care Act.
Some Republicans who have opposed the health care law since it was enacted under President Barack Obama are suddenly open to keeping the tax credits. They acknowledge that many of their constituents could see steep hikes in coverage if the subsidies are allowed to lapse.
Still, the two sides are far apart. Republicans are divided, with many firmly opposed. GOP leaders in the House and Senate have been open but noncommittal on the extension, and many of those Republicans who say they support it argue that the tax credits should be reworked potentially opening up a new health care debate that could take months to resolve.
Read more: https://www.scrippsnews.com/politics/health-care/health-premiums-could-jump-50-for-millions-if-congress-fails-to-act

Bayard
(26,974 posts)Unless they cave.
Fiendish Thingy
(20,782 posts)The deal currently on the table is to extend the ACA tax credits/subsidies through January 2027, so the impact wont be felt by Americans until after the midterms.
Why would Dems agree to such a terrible deal?
The only deal they should agree to is one that repeals that section of the OBBB, so that the tax credits become permanent .
Dems should hold firm to that position, and if it doesnt pass, shrug and say we tried our best to make a deal
, and let the chips fall
on the Republicans shoulders.
PSPS
(14,923 posts)Regardless of what republicans "agree" to do, they'll undo it anyway. trump will do one of his illegal "pocket rescissions." We don't have a properly-functioning government now. Just shut it down before it can vandalize/destroy even more of what's left?
littlemissmartypants
(29,763 posts)That's why it was avoided last time. It's like an unconditional surrender.
PSPS
(14,923 posts)littlemissmartypants
(29,763 posts)President Psychopath. No guardrails at all. There would be no wrestling the power back after that.
PSPS
(14,923 posts)No republican will cross trump for fear of being primaried and, thus, lose their seat. Sorry, but that's the current state and the only thing that can impede further misuse of the government is to defund it until they lose the house and/or senate. That may be next year, or maybe never.
littlemissmartypants
(29,763 posts)There are others here that may be better equipped to helpfully explain the process. I'm clearly not making any sense to you.
PSPS
(14,923 posts)Bengus81
(9,388 posts)could be kept in check. ROFLMAO....how'd that work for everyone Chuck?
littlemissmartypants
(29,763 posts)That are at issue here?
Bengus81
(9,388 posts)But I won't set here for a damn second and pretend that keeping Gov open puts a halt to Trump NAZISM and horrendous acts like Chuck Schumer did.
wolfie001
(6,130 posts)"......now theyre coming for your Social Security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? Theyll get it. Theyll get it all from you, sooner or later, 'cause they own this fucking place. It's a big club, and you aint in it." - George Carlin
BigmanPigman
(53,766 posts)The GOP wants to bankrupt us then kill us in, that order.
My ACA with tax credits will drive my health insur up to $1,200 a month!!!!! Now it is $194.
The new rates for 2026 will take 33% of my income after taxes in CA (which is very, very expensive). I'm down to 81 pounds due to tRump stress.
tRump and the Gestapo are killing us!!!
I have less than "no hope" for my future.
Bengus81
(9,388 posts)Last time I looked there are around 43M on the ACA. Those sure as hell aren't all Dems.
progree
(12,313 posts)Health care costs are soaring. Blame insurers, drug companies and your employer, NPR, 9/12/25
https://www.mprnews.org/story/2025/09/12/npr-health-care-costs-soaring-blame-your-employer
Some 154 million people get health insurance through their employer and many could see their paycheck deductions surge next year, by 6% to 7% on average. Some will likely also see their out-of-pocket costs rise as employers pass along the spiking costs of care.
That's because employers will be paying a lot more almost 9% more per employee on average, for the same level of coverage to provide health benefits for their workers.
Last year, the average U.S. employer spent more than $19,000 per employee to provide family coverage while the employee kicked in $6,000, according to KFF. The total average family premium of $25,572 has increased 52% in the past decade.
Hmm, that's 4.276%/year average: 1.04276^10 = 1.52
About 4.3%/year