It is a scam.

The only cost is the salesperson con artist who sells the policy.
And the person who sends out the denial letters.

Zero or little cost to the fat cat insurance executives.
Who lounge pool side in their beachfront homes.

Just like most terrible insurance. They will deny
most or all of expensive claims. Our system, for
some reason, allows insurance companies to override
doctors. Does not happen in any other 1st world country !

across the U.S. are bailing out in droves.......The Reason?

We are no longer practicing medicine, we are practicing CORPORATE POLICY.........

Very reassuring.

Die faster slaves.

Great movie. Sequel staring the convicted felon should be exciting. Hopefully the one one needed a bone marrow transplant is Barron

First thing I thought of was the Rainmaker and Danny Devito's character describing this sort of insurance policy as "street-surance". Total scam.

Can't wait for you to fucking drop dead. Hope to hell it's on live TV.

You'll be bombarded with misleading ads touting how the "plan" is so "reasonably priced." Of course, it covers no pre-existing conditions or behaviors, and other bogus things that get around the "pooled risk" model of real insurance. The crooked companies will make a lot of money and, as per usual, launder a percentage back to republicans as "campaign contributions" or, better yet, just stuff it into trump's pocket.

You wouldn’t cover the vaccine!

That’s no excuse. We won’t pay your COVID hospital bills. You should have been vaccinated.

Not some sanitized short term plan.

“Preexisting health issue”

Corporations merging with Government is called FASCISM

I've used them when insurance companies denied coverage based on dramatically overblown pre-existing conditions. I didn't expect a denial (since my health status had not changed) or I would have gone about obtaining insurance differently, but once I racked up a denial no one else would touch me.

This was both pre-ACA, and pre-Obergefell. My spouse was working and had insurance; our daughter and I weren't eligible for coverage through her work because our marriage was not recognized.

They weren't horrendous, given the times. Some pretty cheap plans offered pretty good coverage . . . with two catches: The plans were 6 months maximum, and no pre-existing conditions were covered. For around 18 months, IIRC I cycled through different short term plans so that anything new was covered. The cost was a pittance - maybe $99/month (and that was the full premium - no employer kick-in). If the pre-existing thing the real plans were worried about popped up, I would have been forced to buy the state's high risk pool plan - at around $1500/month. Those were my options. They were a darn sight better than the alternative - which was no insurance at all.

The goal of ACA was to lower premiums by getting everyone insured - so if the healthy folks opt out for these dirt-cheap plans the sicker folks will be left in the ACA pool - driving premiums up. Causing more people to drop out - and if the trend continues, the ACA premiums will be as high as the previous high risk pools.