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In It to Win It

(12,516 posts)
Wed Feb 4, 2026, 08:18 PM Wednesday

Negotiators Say Talks to Restore ACA Subsidies Likely Dead

https://www.wsj.com/politics/policy/negotiators-say-talks-to-restore-aca-subsidies-likely-dead-a9c710b4?st=u4EGJd

WASHINGTON—Top Senate negotiators said an effort to renew expired healthcare subsidies had effectively collapsed, likely ending the hopes of 20 million Americans that the tax-credit expansion could be revived and lower their monthly insurance premiums.

Talks had centered on a proposal from Sens. Bernie Moreno (R., Ohio) and Susan Collins (R., Maine) to extend a version of the enlarged Affordable Care Act subsidies for at least two years, while cutting off higher-income people from participating and eventually giving enrollees the option of putting money into health savings accounts. It also would eliminate zero-dollar premium plans. But lawmakers from both parties now say the chances of a deal have all but evaporated.

“It’s effectively over,” Moreno said Wednesday. Sen. Bill Cassidy (R., La.)—the architect of an adjacent plan—agreed. While Collins declined to be as definitive, she did say that it was “certainly difficult.”

The collapse in negotiations comes as new, higher health-insurance bills are kicking in for many households and just months after a standoff over extending the subsidies sparked the longest government shutdown in U.S. history. Now, both parties are set to head into the midterm elections with no breakthrough on healthcare coverage. Instead, the focus in Washington has largely turned to new restrictions of immigration enforcement officers.

The ACA subsidies were first expanded in 2021 by Democrats during the coronavirus pandemic with no Republican support. They allowed people with incomes over 400% of the poverty line—currently $128,600 for a family of four—to receive tax credits reducing the cost of premiums. The subsidies dramatically expanded the number of people who could obtain health insurance without paying a premium. The expanded subsidies expired at the end of last year.

Top Senate negotiators say an effort to renew expired healthcare subsidies has effectively collapsed www.wsj.com/politics/pol...

Catherine Rampell (@crampell.bsky.social) 2026-02-05T01:14:31.573Z
23 replies = new reply since forum marked as read
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Negotiators Say Talks to Restore ACA Subsidies Likely Dead (Original Post) In It to Win It Wednesday OP
...or, How To Lose The Midterms Without Even Trying To Win...nt Fiendish Thingy Wednesday #1
ACA subsidies were dead the moment Dems caved on the shutdown Bobstandard Wednesday #3
They died when we didn't win in 2024 EdmondDantes_ Wednesday #12
They were dead when voters voted for Republicans and not the Democrats that implemented them in the first place. W_HAMILTON Yesterday #14
The subsidies were dead the second Bettie Wednesday #2
Did anyone here believe it? AloeVera Wednesday #7
Why is this a win for the health insurance industry? AZJonnie Wednesday #8
Once the ACA is fully dead Bettie Wednesday #10
Except the extended subsidies have no impact on that EdmondDantes_ Wednesday #11
First step Bettie Yesterday #16
They tried to kill it before and failed EdmondDantes_ 20 hrs ago #20
We'll see Bettie 19 hrs ago #22
Wrong. They've been dead since we lost in 2024. Keeping the government closed would only have pushed federal workers tritsofme 19 hrs ago #23
Color me shocked. BlueTsunami2018 Wednesday #4
Literally nobody saw this coming. *checks notes* flvegan Wednesday #5
That's how you say "bipartisan" In Republican. (n/t) DJ Synikus Makisimus Wednesday #6
You can't deal with the devil. spanone Wednesday #9
We'll circle back to this in the future EnergizedLib Wednesday #13
My swimming pool guy had to go from a Silver plan to Bronze... sucks. WarGamer Yesterday #15
Why was a time limit on the subsidies ever even put into law? Seeking Serenity Yesterday #17
Of course the ACA is dead. That was the plan. Quick you fuckers give Trump 10 Billion dollars. Autumn 21 hrs ago #18
Will voters remember in November? n/t Jacson6 21 hrs ago #19
Voters had no one to blame but themselves dsc 20 hrs ago #21

Bobstandard

(2,204 posts)
3. ACA subsidies were dead the moment Dems caved on the shutdown
Wed Feb 4, 2026, 08:34 PM
Wednesday

Everyone knew the ACA subsidies were dead the moment Dems caved on the government shutdown. Democratic leadership knew it. They are too experienced in the game to have thought otherwise. Unfortunately they are experienced in a game that nobody but them plays anymore.

And now Chuck Schumer thinks a win is to get Ice to change their uniforms.

EdmondDantes_

(1,516 posts)
12. They died when we didn't win in 2024
Wed Feb 4, 2026, 10:31 PM
Wednesday

How were we going to force the majority party to extend the subsidies? Can you point to an example of something like that happening through a government shutdown? Just because we didn't get them via one path, that doesn't mean we would have gotten them through doing the opposite. Sometimes you just lose.

The two inflection points were the 2024 elections and when we pushed through a 3 year extension of subsidies instead of adding them longer because we were using budget reconciliation and had to make choices to keep the budget neutral.

W_HAMILTON

(10,232 posts)
14. They were dead when voters voted for Republicans and not the Democrats that implemented them in the first place.
Thu Feb 5, 2026, 12:03 AM
Yesterday

Bettie

(19,442 posts)
2. The subsidies were dead the second
Wed Feb 4, 2026, 08:29 PM
Wednesday

Schumer gave those other senators permission to fold with nothing but a promise for a vote.

Everyone knew that the vote would be NO....and now the subsidies are gone.

What a win....for the health insurance industry.

Did anyone here actually believe that this strategy would work, that the subsidies weren't fully gone?

AloeVera

(4,053 posts)
7. Did anyone here believe it?
Wed Feb 4, 2026, 09:39 PM
Wednesday

Sadly, yes.

What do you call hoping against hope, against prior experience? Reminds me of that definition of insanity involving doing the same thing over and over and expecting a different result.

This is a major screw-up. Millions of people have been thrown to the wolves.

Bettie

(19,442 posts)
10. Once the ACA is fully dead
Wed Feb 4, 2026, 10:17 PM
Wednesday

Limits on out of pocket expenses go away, but lifetime caps return.

They get to charge more to people with preexisting conditions....quick note: being a woman is a preexisting condition!

Young adults won't be able to stay on their parents' health insurance until 26 (probably forced off at 18).

This is just a little bit of it, but basically, they get to charge more for less care and not care for things that are expensive, because they will no longer be covered by insurance or they will hit that lifetime maximum cap.

EdmondDantes_

(1,516 posts)
11. Except the extended subsidies have no impact on that
Wed Feb 4, 2026, 10:27 PM
Wednesday

The extended subsidies came in long after the ACA. What's the path to get all the ACA requirements about young adults staying on their parent's plan or doing away with prohibitions on preexisting conditions?

Bettie

(19,442 posts)
16. First step
Thu Feb 5, 2026, 12:53 AM
Yesterday

If you think Republicans will allow the ACA to continue, well, you are far more optimistic than I am.

EdmondDantes_

(1,516 posts)
20. They tried to kill it before and failed
Thu Feb 5, 2026, 10:25 AM
20 hrs ago

And the ACA is still popular. Legislation is a lot stickier than people think. Republicans don't have a good path to getting rid of the ACA considering they can't get legislation passed due to squabbling and the filibuster.

Bettie

(19,442 posts)
22. We'll see
Thu Feb 5, 2026, 12:05 PM
19 hrs ago

I have little faith about any of it anymore.

Since Citizens United, most of our government is up for sale to the highest bidder and the highest bidders want serfs, at best.

tritsofme

(19,837 posts)
23. Wrong. They've been dead since we lost in 2024. Keeping the government closed would only have pushed federal workers
Thu Feb 5, 2026, 12:08 PM
19 hrs ago

into financial ruin. Debt in default, homes in foreclosure, and still zero potential for any sort of policy victory.

That’s not just stupid policy, it is cruelty.

It wouldn’t have done anything to extend the subsidies.

BlueTsunami2018

(4,914 posts)
4. Color me shocked.
Wed Feb 4, 2026, 08:57 PM
Wednesday

Everyone knew it was over the second the Senate Democrats caved on the shutdown.

We can’t achieve class consciousness soon enough.

flvegan

(65,959 posts)
5. Literally nobody saw this coming. *checks notes*
Wed Feb 4, 2026, 09:03 PM
Wednesday

Nope, EVERYONE saw this coming. More obvious that Lucy with the football and Charlie Brown goes flying again.

Pathetic.

Seeking Serenity

(3,295 posts)
17. Why was a time limit on the subsidies ever even put into law?
Thu Feb 5, 2026, 05:31 AM
Yesterday

Surely, somebody had to have thought about that at the time.

Autumn

(48,855 posts)
18. Of course the ACA is dead. That was the plan. Quick you fuckers give Trump 10 Billion dollars.
Thu Feb 5, 2026, 09:49 AM
21 hrs ago

dsc

(53,338 posts)
21. Voters had no one to blame but themselves
Thu Feb 5, 2026, 10:57 AM
20 hrs ago

It was beyond crystal clear that the GOP would do this. Everyone, including the GOP, told them they would do this. Over and over and over again they were told this would happen. But they voted GOP anyhow. Well guess what, elections have consequences, who the hell could have guessed. Oh wait, everyone, literally everyone could have and should have guessed.

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